Oxford utilizes various methods of communication with clients, brokers, advisors, regulators, third parties, and others. In light of this, please note the following important considerations:
- Coverage cannot be bound by telephone. Binders and policies are issued in writing and will be clearly identified as such.
- Each Oxford insurance policy contains provisions regarding how claims must be reported and documented. In most instances, that requires timely reporting to be made in writing and directed to a particular person or address or email, not by telephone.
- The acknowledgment of a receipt of a claim does not represent the approval or denial of that claim.
- Oxford and its related entities do not provide tax or legal advice and do not authorize any of its agents or employees to provide such advice.
- The U.S. income tax deductibility of premiums, and other tax compliance and disclosure reporting requirements, may vary on a case-by-case basis. All questions of a tax or legal nature should be directed to the client’s own independent legal or tax advisors.
- Emails from Oxford and its related entities are intended for the sole use of the intended recipient. The emails may contain confidential and/or privileged communications. Inadvertent mailing to another party or parties does not modify or waive any of Oxford’s rights in this regard, and further copying or distribution of such messages or attachments is strictly prohibited. If an email is received in error, kindly contact the sender immediately and then delete the email and all of its attachments.
Should you have any questions or concerns regarding this information, please contact Oxford’s General Counsel and Chief Compliance Officer, Susan Euteneuer at (410) 472-6490 or SEuteneuer@OxfordRMG.com. Thank you!